Roth Ira Contribution Limits 2025 Catch Up 2025. There is a cap on how much individuals can contribute to their iras every year. The 2025 401(k) contribution limit increased to $23,500, up from $23,000 in 2025.

There are also income limits. The ira contribution limits are $7,000 in 2025, or $8,000 for those 50 and older.